Disclaimer

1. Nature of Services

Nercha is a technology platform that facilitates connections between individuals and religious institutions. It is important to understand what Nercha is and what it is not:

2. No Guarantee of Spiritual Outcomes

Nercha facilitates spiritual connections but does not guarantee any specific spiritual outcomes, including but not limited to:

• Answers to prayers or fulfillment of prayer requests
• Efficacy of blessings received through the platform
• Spiritual growth, enlightenment, or transformation
• Divine intervention or supernatural occurrences
• Resolution of personal, emotional, or spiritual challenges

3. Religious Institutions & Partnerships

Nercha partners with various religious institutions including temples, churches, mosques, and other places of worship. However:

We strive to partner with reputable religious institutions, but we do not investigate the theological positions, practices, or internal governance of these institutions beyond basic verification for platform safety.

4. Financial Transactions & Offerings

4.1 Nature of Transactions

When you make offerings or donations through Nercha:

1. You are making a voluntary contribution to a religious institution
2. These are generally considered gifts, not purchases of goods or services
3. They are typically non-refundable unless there is a clear transaction error
4. You may or may not receive a blessing or acknowledgment in return

4.2 Tax Considerations

Tax treatment of religious donations varies by jurisdiction and the specific religious institution. Nercha:

• Provides transaction records for your personal records
• Does not provide tax advice or guarantee tax deductibility
• Recommends consulting with a tax professional regarding donation deductions

5. No Professional Advice

Nothing on the Nercha platform constitutes professional advice of any kind, including but not limited to:

6. User Responsibility

As a user of Nercha, you acknowledge and accept the following responsibilities:

1. Personal Discernment: You are responsible for discerning which religious institutions to engage with and what offerings to make
2. Financial Responsibility: You are responsible for ensuring you can afford any offerings or donations you make
3. Spiritual Autonomy: You are responsible for your own spiritual growth, practices, and beliefs
4. Information Verification: You should verify important information with religious institutions directly when necessary
5. Personal Safety: You are responsible for your physical and emotional well-being when engaging in spiritual practices

7. Limitation of Liability

To the maximum extent permitted by applicable law, Nercha and its officers, directors, employees, and agents shall not be liable for:

• Any spiritual, emotional, or psychological outcomes experienced by users
• Disputes between users and religious institutions
• Misuse of funds by religious institutions (beyond our control)
• Personal decisions made based on spiritual experiences or communications
• Technical errors that may temporarily disrupt spiritual engagements
• Interpretation or application of religious teachings by institutions
• Any indirect, incidental, special, consequential, or punitive damages

8. Third-Party Content & Links

Nercha may contain links to third-party websites, content, or services. These links are provided for convenience only and do not constitute endorsement by Nercha.

We are not responsible for:

• The content, accuracy, or opinions expressed on third-party websites
• The practices of third-party religious institutions or organizations
• Any damages or losses caused by third-party content or services
• The theological positions or practices of linked religious institutions

When you access third-party websites or engage with third-party services through Nercha, you do so at your own risk and subject to the terms and conditions of those third parties.

9. Changes to This Disclaimer

We reserve the right to modify or replace this Disclaimer at any time at our sole discretion. If we make material changes, we will provide notice through our Services, by email, or by other means before the changes become effective.

Your continued use of our Services after any changes to this Disclaimer constitutes your acceptance of the new terms. If you do not agree to the new terms, you must stop using our Services.

It is your responsibility to review this Disclaimer periodically for changes. The "Last Updated" date at the top of this page indicates when this Disclaimer was last revised.

10. Contact Information

If you have any questions about this Disclaimer, please contact us: